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Newsletter #238

Stock House Plan

New House Building: Money Saving, Convenience and Healthy House Tips

July, 2005 - Happy Independence Day !

All past newsletters are archived online at:



  1. A short primer on stock house plans
  2. Thought for the Day
  3. Subscription Information


So you want to build a house? Great! This is a very exciting and nerve wracking time full of choices, plans, schedules and implementations. The first decision you’re going to have to make, after the initial decision of building, is whether to buy a custom designed house plan or a stock house plan.

What is a stock house plan?

A stock plan is a house plan that was previously created by an architect or designer either for a specific purpose or for general use as a plan to be used multiple times, so bugs in the design and construction have already been resolved. In many cases the stock house plan has already been built once or twice. The opposite of a stock plan is a custom plan. Custom plans are specifically drawn to the home owner’s or builder’s exact specifications. does not directly offer custom plans, but we can help you find a professional who does.

Why buy a stock plan?

There are three main reasons to buy a stock house plan: affordability, variety, and usability. If money is no object to you, or if you have the luxury of time to work with an architect, then maybe a customized plan is more appealing. But for those of you who want the economical and time-saving benefits of working with a house plan selected from successfully proven stock plans, then read on!

Affordability: Stock plans are economical. There are huge savings to be had in buying a stock plan over having custom plans drawn. When you buy a stock house plan, you’re not paying for the countless hours spent drawing up a plan, re-working the plan, and finalizing drafts. You're paying a reduced fee for a single re-use of that plan. The savings of using a stock plan over hiring an architect or designer, who command high fees for custom design services, can be as much as 90%!

Variety: There's a huge selection of stock house plans available either online or in books. offers over 20,000 unique house plans in nearly 40 architectural styles. More likely than not, you’ll be able to find what you’re looking for by doing a simple search. With so many plans available to choose from, it’s a safe bet that you won't see your house plan replicated in your area. And if you find a plan you like, but want to make a few modifications - no problem! Most of the plans available at can be modified to your specifications.

Usability: A stock plan is ready to be built even before you buy it. Once it arrives in your hands you can usually submit the plans for a building permit the next day. (The building department in your area may have additional requirements for permit submittal.)

Gayle Edmondson of Edmondson Construction in San Ramon , California , states that stock plans are often better than custom because they have the construction problems worked out already. It may be a plan that’s been built 400 times, and simple things that are taken for granted - like a roof, or stairway - work as the designer intended. When you buy a proven stock plan, you're benefiting from someone's experience with previously building that house.



The Net's Largest Selection of House Plans
(For a limited time--Get a FREE cost-to-build estimate)

The largest selection of house plans available on the web coupled with the best customer service - live customer service reps standing by to help you from 6 am to 6 pm EST. A one-two punch that makes this the only house plans site you will ever need.

If you see a plan on our site that you are interested in and would like to know what it will cost to build in your area, select the cost-to-build tab. House Building Newsletter subscribers should use promotional code 175 on the order page, and they will receive this cost-to-build, a $19.95 value, at no cost.

Buying or Building a New House – Your credit scores could cost you tens of thousands.

If you are building a home or just buying one, you’d better check your credit score. Why? It’s simply really. Your credit score significantly impact your ability to borrow money. Erroneous or old entries on your credit report could result in higher mortgage rate, which in turn could result in tens of thousands of dollars of additional interest paid over the life of your loan. Worse still, these erroneous entries could result in you being UNABLE to get a loan at all. Don’t let your credit history become a headache in your new home building process. Check your credit. Get your free credit report today.

Considering a Hot Tub in your new Home??

Look no further. ThermoSpas Hot Tubs are offering up to $900.00 in cost savings discounts for House-N-Home-Building visitors.

Save Tens of Thousands and Cut the term of your loan 5-7 years - All without refinancing

Biweekly payments will save you tens of thousands in interest payments and cut the term of your loan by 5-7 years.   Here are a few other advantages: Builds equity in your house 2-3 times faster, lowers your loan’s effective interest rate, eliminates the need to pay mortgage insurance (PMI) sooner, enrolment requires no changes to your current mortgage, and you can select the convenience of an automatic debit from your account. Click here to find out more.  


The New House Building Guide – Learn How To Save Thousands Building Your New Home

Intimidated by the idea of being your own builder? You’re not alone. Most people don’t have the time, expertise, or contacts to perform thistask. The good news is that you don’t have to. You can use your own builder and still save thousands. Get the House Building Guide and learn how. The Guide contains step-by-step instructions, sample specifications, an example building-contract, and dozens of money saving, convenience and healthy house building tips. This is an indispensable resource for anyone interested in building a new home.

Owner Builder Financing and Construction Support
Are you considering being an owner-builder, but are intimidated by the challenge of managing the process and finding financing. If you have the time, commitment and dedication to be an owner builder then you should definitely contact us. We offer 100% financing, a one-time close, no points, no interest payments during the building process, and construction support while you build. And best of all, when you are done, you will have earned, through your hard work, 25,000 - $75,000 of equity in your new home. For a no cost consultation, please complete the form found on our website, and someone contact you about this exciting opportunity.

Andy's How To Homebuilding - Home Design, Home Building and House Plans
Provides free advice on designing, building and contracting your own home. Many fine house plans are also available. We also provide estimates on the cost of building and using a General Contractor. All estimates are adjusted
to your local area in the U.S. or Canada.



6 Things to Remember About Stock Plans

1. A cost savings of up to 90% over custom house plans. It can take hundreds of hours and thousands of dollars to design a home from scratch. A pre-drawn stock plan saves you time and money – and can be modified to suit your needs.

2. Many pre-drawn plans have been previously built, and most have had the construction problems resolved. This translates into far fewer design headaches and reduced labor costs for you at the time of building your plan.

3. When working with a stock house plan, final cost estimates are more accurate because details, such as generating a materials list (check availability), are already taken into account. Savvy customers dedicate most of their budget towards high-quality building materials and home amenities, instead of losing the bulk of their budget to engage an expensive architect to design, re-design, and prepare working drawings for contractor bids - only to learn that the cost of building the house exceeds their budget.

4. Stock house plans have the same high-quality design specs as custom plans, because many plans were originally created as custom plans by skilled architects and home designers.

5. Speedy delivery of your plans - within a few days, instead of a few months, you'll have your construction documents in hand.

6. The largest selection of quality plans in one place ensures you'll find the perfect design to match your ideal house. At you can browse over 20,000 plans in the comfort and privacy of your own home.

Whichever your decision - stock or custom - the right house plan is waiting for you!


2. Thought For The Day

Some of us are look wheel barrels, only useful when pushed and then easily upset.


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